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LONDON, Oct. 21, 2025 /PRNewswire/ -- Switzerland is ranked the world's most resilient country in the new Global Investment Risk and Resilience Index, with Denmark, Norway, Singapore, and Sweden completing the Top Five. The index is the first of its kind to measure countries' exposure to geopolitical, economic, and climate risks as well as their capacity to adapt and recover, revealing how resilience is increasingly concentrated in smaller, highly adaptive states. Developed by global residence and citizenship advisory firm Henley & Partners in partnership with the AI-powered analytics platform AlphaGeo, the index provides investors, families, and governments with a systematic framework to navigate a world of overlapping risks — from geopolitical conflict and inflation to technological disruption and climate change. Dr. Christian H. Kaelin, Chairman of Henley & Partners, says "by combining risk exposure and resilience capacity into a single score, it identifies for investors, businesses and families the countries that are best placed to preserve wealth and generate long-term value, and it gives governments a benchmark to measure competitiveness." Switzerland ranks 1st worldwide, driven by exceptionally low risk and world-leading innovation, governance, and social metrics. Close behind, the Nordic countries of Denmark (2nd), Norway (3rd), and Sweden (5th) exemplify how equitable growth, robust institutions, and forward-looking social policy create world-leading resilience. Singapore takes 4th place with the lowest legal and regulatory risk globally. South Sudan (226th), Lebanon (225th), Haiti (224th), Sudan (223rd), and Pakistan (222nd) sit at the bottom of the index. From the G7 to BRICS: Diverging Paths of Risk and Resilience Applied to global investment conditions, the framework recognizes that exposure and preparedness should be treated as distinct yet equally important factors. As Dr. Parag Khanna, Founder and CEO of AlphaGeo, explains, "High risk is not always negative if matched by strong resilience, while high resilience can conceal vulnerabilities, especially in advanced economies now facing political or fiscal pressures. Adaptation is the new imperative. The societies most committed to building resilience — through innovation, governance, and climate preparedness — will attract investment, talent, and long-term growth." The G7 economies continue to stand out for their stability, balancing relatively low risk with strong resilience, led by Germany, which ranks 10th globally, driven by climate readiness, economic complexity, and innovation. Germany is followed by Canada (13th), the UK (23rd), France (29th), the US (32nd), Japan (35th), and Italy (48th). Collectively, the G7 demonstrates how robust institutions and adaptive capacity anchor global economic influence. Beyond the G7, China and Russia present somewhat contrasting profiles. China (49th) is categorized as a Favorable Outlook investment destination, where moderate risk is offset by substantial resilience built on investment capacity and innovation strength. Russia (94th), however, faces a more precarious position: although classified as high resilience, it is also high risk, driven by political instability and regulatory uncertainty, which places it in the Cautious Potential investment band. Their BRICS counterparts, South Africa (145th), Brazil (150th), and India (155th), exhibit moderate resilience weakened by elevated risks. Strength Beyond Scale: Small States Showing Big Resilience Beyond the overall leaders, the index highlights standout performers across key parameters, with smaller nations continuing to shine. Luxembourg (6th) and Finland (7th) excel through transparent governance, climate resilience, and sustainable policies. They are joined by Greenland (8th), the Netherlands (9th), and Germany (10th), underscoring that true resilience rests not on size or military might but on adaptability, strong institutions, and forward-looking innovation. Just outside the Top 10, Iceland (11th) and Liechtenstein (12th) rank among the safest markets worldwide, combining exceptionally low risk with strong resilience. Canada (13th) is classified as very low risk, driven by relatively subdued inflation, stable currency performance, and minimal physical climate risk, while Austria's (14th) resilience is propelled by its social progress, climate resilience, and economic complexity. Estonia (15th) and Ireland (17th) are distinguished by robust governance and social progress, while New Zealand (18th) sets a global benchmark for governance and regulatory quality. South Korea (25th) demonstrates world-class adaptive capacity, with prowess in economic complexity and innovation, while Czechia (16th) and Slovenia (22nd) emerge as prime European markets, defined by their economic sophistication and complexity. Read the Full Press Release
SINGAPORE and NEW YORK, Oct. 21, 2025 /PRNewswire/ -- LingoAce has been named to the 2026 GSV 150, earning milestone recognition as one of the world's most transformational growth companies in digital learning and workforce skills—marking the third time the company has received this honor. Using a proprietary rubric—including revenue scale, revenue growth, user reach, geographic diversification, and margin profile—GSV evaluated more than 3,000 global companies to determine the 2026 GSV 150. For the first time, the list includes publicly listed companies—capturing all EdTech leaders demonstrating top-line growth and generating at least double-digit millions in annual revenue. Collectively, the 150 companies surpass $50 billion in annual revenue, reach over 3 billion learners, and continue to strengthen profitability, with two-thirds now cash flow positive and collective EBITDA up 14% year-over-year. "Being named to the GSV 150 again is a strong testament to our mission to transform learning through technology innovation," said Hugh Yao, Founder and CEO of LingoAce. "AI is redefining what personalized learning truly means. At LingoAce, we are leveraging AI and educators to co-elevate—technology providing precision, while teachers ignite curiosity. This milestone motivates us to keep pushing boundaries, helping learners everywhere grow with confidence and curiosity, and thrive as global citizens." "The fusion of AI and education is driving new learning experiences and enabling more engaging learning modalities in audio and video," says Luben Pampoulov, Partner at GSV Ventures. "This transformation is evident in the GSV 150 with the rise of innovative hyper-growers—companies at or above $50 million in ARR and growing their top line in the triple digits." Founded in 2017, LingoAce is a global EdTech company reimagining language and math learning through technology. Since achieving profitability in its core business and positive cash flow in 2024, the company has continued to scale responsibly and innovate with financial discipline. From live online classrooms to offline learning centers across Singapore, the U.S., and Australia, LingoAce blends advanced learning analytics with real educator insight to create deeply personalized learning journeys for more than 400,000 learners in over 100 countries globally. The company remains committed to its mission of making learning more effective and engaging, continuously exploring how technology can amplify educators' impact, inspire curiosity, and unlock every learner's full potential. By sector, 53% of the GSV 150 serve K-12, followed by 43% workforce learning, 37% higher education, 15% adult consumer learning, and 3% early childhood; a third of the companies stretch across multiple "PreK to Gray" sectors. Most of the 2026 companies are based in North America (60% in the U.S. and 4% in Canada), with significant representation from Europe (14%), India (9%), and China (6%). Year to date, the GSV 150 companies have raised over $5.5 billion across venture capital, private equity, private debt, and IPO proceeds. See the list at https://www.asugsvsummit.com/gsv-150, and join many of them at the 2026 ASU+GSV Summit, April 12-15 in San Diego. About LingoAce LingoAce is a global education technology company on a mission to make learning for kids more engaging, effective, and accessible through technology. Founded in 2017, the company is headquartered in Singapore and has global operations throughout the United States, Southeast Asia, Europe, and China. Backed by the world's top investors, including Peak XV Partners (formerly Sequoia India & Southeast Asia), Owl Ventures, Tiger Global, and Shunwei Capital, LingoAce has a roster of more than 5,000 professionally certified teachers and has taught more than 20 million classes to PreK-12 learners in more than 100 countries. In 2023, LingoAce was named to Fast Company's World's Most Innovative Companies list and the GSV EdTech 150 list of the world's most transformative edtech companies for the second year in a row. In 2025, LingoAce won the EdTechX Asia Pacific Award, and was recognized on the 2026 GSV 150 list for the third time. Learn more about LingoAce: https://www.lingoace.com/. About GSV Summit The ASU+GSV Summit is the premier global convening for the entrepreneurs, investors, philanthropists, educators, workforce leaders, and policymakers transforming the $8 trillion education and skills sector and convening over 7,000 annually. Launched in 2010 and now in its 17th year, ASU+GSV Summit is hosted by GSV Summit, LLC and is the preeminent platform for connecting ideas, communities, and capital to unlock opportunity at scale. GSV Summit's mission—that ALL people deserve equal access to the future—is grounded in the belief that scaled innovations across PreK to Gray learning are critical to achieving this goal. Learn more at asugsvsummit.com.
To advance Sulfur battery technology anticipated to be transformational for the industry SYDNEY, Oct. 21, 2025 /PRNewswire/ -- Gelion plc (AIM: GELN), the global energy storage innovator, is delighted, further to its announcement on 16 October 2025, to announce that the Tier One battery manufacturer with whom it has signed a full collaboration agreement is TDK Corporation (TDK), the Japan headquartered global electronics and battery manufacturer with over 100,000 employees worldwide, operating major manufacturing facilities across Asia, Europe, and the Americas, serving industries such as automotive, industrial, and consumer technology. TDK and Gelion have agreed to collaborate to develop battery technologies which utilise Gelion's Sulfur battery Cathode Active Material (CAM) which is in turn being advanced with the support of a multi-year collaboration partnership between Gelion and the Max Planck Institute of Colloids and Interfaces (MPI). The multi-year collaboration will: Facilitate the development of large format commercial pouch cell prototypes (type of rechargeable batteries), Evaluate how batteries incorporating the CAM perform across various applications to refine practical product fit and helping to de-risk the development of high-power, long-life battery cells, Enable integration into TDK prototype production lines, Deliver partner revenue from CAM supply, Support Gelion's strategic focus on advancing its Sulfur battery platform from prototype to commercial readiness for next generation mobility, aviation, and energy storage markets. Gelion will now commence production of laboratory scale materials with pouch cell prototyping by TDK at its plant in Nagano, Japan. The main objective will be to progress to prototype lines for qualification of battery cell manufacturing within the next 12 months. Dr. Yasushi Enokido, the General Manager of the Advanced Products Development Center in TDK, said "We are delighted to collaborate with Gelion and the Max Planck Institute of Colloids and Interfaces to advance next-generation battery technologies. We aim to accelerate the development of practical, high-performance solutions. This partnership reflects our focus on driving innovation and contributing to a more sustainable future." John Wood, CEO of Gelion, commented: "It is a great honour to be able to work alongside TDK toward realising the exciting potential of this breakthrough battery technology. TDK is one of the world's great innovation centres and lives its brand identity "In Everything, Better". In Gelion's path, alongside MPI toward positive transformation, there is no better partnership we could form than with TDK to lead the way." CONTACTS Gelion plcJohn Wood, CEOAmit Gupta, CFO via Alma Strand Hanson Limited (Nominated and Financial Adviser)Christopher Raggett / Rob Patrick +44 (0) 20 7409 3494 Oberon Capital (Joint Broker) Nick Lovering / Mike Seabrook / Adam Pollock +44 (0) 20 3179 5300 Allenby Capital Limited (Joint Broker)Jos Pinnington / Lauren Wright (Sales and Corporate Broking)Alex Brearley / Ashur Joseph (Corporate Finance) +44 (0) 20 3328 5656 Alma Strategic Communications (Financial PR)Justine James / Hannah Campbell / Rose Docherty +44 (0) 20 3405 0205gelion@almastrategic.com About Gelion Gelion ("gel: ion") is a global energy storage innovator, supporting the transition to a more sustainable economy by commercialising globally important next generation battery technologies: Sulfur based, Lithium-Sulfur (Li-S), Sodium-Sulfur (Na-S) and Zinc-based (Zn) hybrid cells to electrify mobile and stationary applications and battery recycling technology. Gelion plc is quoted on the London Stock Exchange's AIM Market and wholly owns UK based OXLiD Ltd and Battery Minerals Ltd and Australia based Gelion Technologies Pty Ltd. Gelion is designing and delivering innovative battery technology to enable that transition and return value for its customers and investors. In addition, Gelion is also delivering commercial Battery Energy Storage Systems (BESS) projects through its Integration Solutions business. About TDK Corporation TDK Corporation is a global technology company and innovation leader in the electronics industry, based in Tokyo, Japan. With the tagline "In Everything, Better" TDK aims to realize a better future across all aspects of life, industry, and society. For over 90 years, TDK has shaped the world from within; from the pioneering ferrite cores to cassette tapes that defined an era, to powering the digital age with advanced components, sensors, and batteries, leading the way towards a more sustainable future. United by TDK Venture Spirit, a start-up mentality built on visions, courage and mutual trust, TDK's passionate team members around the globe pursue better—for ourselves, customers, partners, and the world. Today, the state-of-the-art technologies of TDK are in everything, from industrial applications, energy systems, electric vehicles, to smartphones and gaming, at the core of modern life. TDK's comprehensive, innovation-driven portfolio includes cutting-edge passive components, sensors and sensor systems, power supplies, lithium-ion and solid-state batteries, magnetic heads, AI and enterprise software solutions, and more—featuring numerous market-leading products. These are marketed under the product brands TDK, EPCOS, InvenSense, Micronas, Tronics, TDK-Lambda, TDK SensEI, and ATL. Positioning the AI ecosystem as a key strategic area, TDK leverages its global network across the automotive, information and communication technology, and industrial equipment sectors to expand its business in a wide range of fields. In fiscal 2025, TDK posted total sales of USD 14.4 billion and employed about 105,000 people worldwide. Sulfur Batteries Gelion's effort is directed at the potential for sulfur-based cathode active materials (CAMs) to deliver low-cost & sustainable batteries with compelling performance. In the case of Li-S batteries, the target is a high-performance light-weight battery for the EV and e-aviation market. In the case of Na-S batteries, the target is an ultra-low-cost advancement on batteries currently employed in the stationary storage and economy EV market. The company's overarching goal is to help make global transport, energy consumption and storage more sustainable. Glossary Ah Ampere hours. A measure of capacity stored in the cell. The larger the number the higher the capacity. mAh/g(S) The unit mAh/g(S) stands for milliampere-hours per gram of Sulfur (with S indicating "Sulfur"). It is a measure quantifying how many electrons (in mAh) canbe stored per gram of Sulfur. CAM Cathode active material Energy density (Wh/kg) The ratio of energy stored per unit weight i.e. Watt-hours per kilogram. The higher the number the lighter the battery. Pouch cell An industry standard format of a battery which comprises a flat pouch-shaped design with a multi-layered laminate structure. Cycle life The number of full charge and discharge cycles a battery can complete before its capacity falls below a specified level, typically 80% of the original capacity. Higher cycle life indicates longer-lasting performance.
DUBAI, UAE, Oct. 20, 2025 /PRNewswire/ -- Bybit, the world's second-largest cryptocurrency exchange by trading volume, is excited to announce the strategic rebrand of Bybit Web3 to Bybit Alpha to better reflect its vision and continuous innovation in the evolving on-chain landscape. Reimagining the CeDeFi experience and delivering alpha returns, Bybit Alpha brings together the power of DeFi and the simplicity of trading with Bybit. A Powerful Alpha Radar: Unlocking early access to emerging projects with fast discovery and screening of trending community tokens and innovative assets. Users stand to enjoy the benefit of same-day listing on Bybit Alpha Rigorous Token Selection: A strict listing process to help more high-quality, alpha-generating digital assets reach users Simplified Trading and Unified Asset Management: Trading on-chain assets directly all in one Bybit account Intuitive Interactive Interface: Native integration in the Bybit app and web including homescreen widgets, powerful search and a simple order flow Frictionless Alpha Hunting With Bybit Alpha's unique advantages, users can access the Solana on-chain ecosystem directly through the Bybit app or web portal—no separate wallet setup required, no gas token management, zero complexity. By leveraging Bybit's Unified Trading Account (UTA), traders can freely navigate between centralized and decentralized opportunities within a single, unified platform. Since the relaunch of Bybit Web3 in August, the new model has diversified the ways centralized exchanges can open up access to high-potential tokens for traders. With rapid listing of trending tokens, capturing the millisecond surges of emerging projects, Bybit Alpha is built on recent successes: TUNA marked the first coordinated listing of Bybit Spot and Bybit Alpha (formerly Bybit Web3), driving a 650% increase in Bybit Alpha traffic and 56% market share on launch day The first-in-market Web3 listing of WLFI amplified the upside of the token's day zero surge, with Bybit Alpha (formerly Bybit Web3) empowering traders with a 30-minute advantage ahead of WLFI's spot listings To herald in the Alpha era, Bybit will also introduce a limited-time Bybit Alpha Referral Program soon. Eligible users may sign up for the challenge and enjoy airdrop bonuses with their friends. The rewards are subject to terms and conditions. "Bybit takes pride in staying in lockstep with our customers in a market that never stops evolving," said Emily Bao, Head of Spot at Bybit. "We're seeing a clear demographic shift—more investors want access to on-chain opportunities but are held back by technical complexity and time constraints. Bybit Alpha provides a solution by combining curated alpha opportunities with institutional-grade infrastructure and the intuitive experience our users expect. It is sophisticated DeFi made accessible." Further down the roadmap, Bybit Alpha will be pioneering Concentrated Liquidity Market Maker (CLMM) functionality directly within the UTA account by the end of 2025. With the new feature, users will be able to stake assets and earn liquidity staking yields without connecting external wallets. The rebrand to Alpha signals Bybit's long-term commitment to bridging centralized and decentralized finance. By combining institutional-grade infrastructure with retail-friendly simplicity, Bybit Alpha empowers every user, regardless of technical expertise, to capture alpha opportunities. To learn more about Bybit Alpha, users may visit: Bybit Alpha: The evolution of on-chain trading #Bybit / #CryptoArk / #BybitAlpha About Bybit Bybit is the world's second-largest cryptocurrency exchange by trading volume, serving a global community of over 70 million users. Founded in 2018, Bybit is redefining openness in the decentralized world by creating a simpler, open and equal ecosystem for everyone. With a strong focus on Web3, Bybit partners strategically with leading blockchain protocols to provide robust infrastructure and drive on-chain innovation. Renowned for its secure custody, diverse marketplaces, intuitive user experience, and advanced blockchain tools, Bybit bridges the gap between TradFi and DeFi, empowering builders, creators, and enthusiasts to unlock the full potential of Web3. Discover the future of decentralized finance at Bybit.com. For more details about Bybit, please visit Bybit PressFor media inquiries, please contact: media@bybit.comFor updates, please follow: Bybit's Communities and Social Media Discord | Facebook | Instagram | LinkedIn | Reddit | Telegram | TikTok | X | Youtube
TGE Achieved ~160% Increase in Revenue Hospitality arm's revenue increased by over 60% Total Net Income Surged over 70% to US$61.0 million (non-GAAP adjusted) Total Assets amounted to US$1.25 billion (US$25.7/share) Net asset value amounted to US$841 million (US$17.3/share) PARIS, NEW YORK and SINGAPORE, Oct. 20, 2025 /PRNewswire/ -- The Generation Essentials Group ("TGE", the "Company", or "we", NYSE: TGE), jointly established by AMTD Group, AMTD IDEA Group (NYSE: AMTD; SGX: HKB) and AMTD Digital Inc. (NYSE: HKD), a NYSE listed company focusing on global strategies and developments in multi-media, entertainment, and cultural events worldwide as well as hospitality and VIP services, announces its unaudited financial results for the six months ended June 30, 2025. Highlights and Key Developments TGE owns AMTD L'Officiel's intellectual properties ("IP") globally and maintains our operations through direct owner's model and franchisee network in over 30 countries and regions. In the six months ended June 30, 2025, we started our first IP extended businesses under L'Officiel Coffee. Featuring carefully curated specialty coffees, beautifully crafted sweets including L'Officiel mousse cakes, L'Officiel magazine cakes (with inter-changing of covers on the magazine cakes, leveraging our world library of global fashion images and magazines' covers of over 100 years), in a stylish space at Omotesando in Japan, the venue's popularity grew rapidly, establishing it as a vibrant social and cultural hotspot well beloved by influencers, local communities, and visitors alike. TGE has announced plans to roll out L'Officiel Coffee globally and target to open 15-20 L'Officiel Coffee shops worldwide in the the next three years. Hotel operations, hospitality and VIP services income increased from US$7.9 million in the comparable period in 2024 to US$12.7 million in the six months ended June 30, 2025, representing a 60.3% growth. During the six months ended June 30, 2025, the Company completed the business combination with Black Spade Acquisition II Co. This business combination is not within the scope of IFRS 3 since Black Spade Acquisition II Co does not meet the definition of a business in accordance with IFRS 3, the transaction is accounted for as a share-based payment transaction within the scope of IFRS 2. As the fair value of consideration transferred is higher than the net identifiable net assets acquired, the Company recognized share-based payments of US$58.9 million as a result of the business combination. This represents an exceptional one-off expense resulting from the completion of the business combination, and such expense did not affect the Company's recurring operating results and financial position. Statement from the Board Members and Senior Management: Dr. Feridun Hamdullahpur, co-chairman of the board and chairman of the audit committee of the Company, said, "TGE the three alphabets takes many meanings for our company and for me as Co-Chairman of the board: we are the generation essentials, a company with our global capability and credentials to provide authentic, ethical and quality contents to the current generation of individuals and beyond. On the other hand, we are the global entertainment enterprise committed to expanding our presence in a multi-dimensional and global manner across various areas of growth. We are also the growing enterprise that offers multiple avenues of growth in a diversified manner across media, entertainment and hospitality spaces. We are proud of our results and we are confident to deliver long term values to our shareholders". Mr. Samuel Chau, director and CFO of the Company, said, "The first half of 2025 has been a transformative period for The Generation Essentials Group, marked by the successful completion of our business combination and listing on the NYSE. This milestone represents a significant step forward in expanding our global presence and reinforcing our position as a leader in multi-media, entertainment, and cultural affairs. As we continue to grow, our focus remains on delivering innovative experiences, creating value through our diverse portfolio, and driving excellence across our core businesses." Financial Results for the Six Months Ended June 30, 2025 Revenue Our revenue for the six months ended June 30, 2025 amounted to US$87.4 million, as compared to US$34.2 million recorded for the comparable period in 2024. The increment was primarily attributable to: Hotel operations, hospitality and VIP services income increased from US$7.9 million in the comparable period in 2024 to US$12.7 million for the six months ended June 30, 2025, representing a 60.3% growth. Dividend income and gain related to disposed financial assets at fair value through profit or loss was US$8.6 million for the six months ended June 30, 2025, compared to US$8.7 million for the comparable period in 2024. Net fair value changes on financial assets at fair value through profit or loss was US$56.2 million for six months ended June 30, 2025, compared to US$7.2 million for the comparable period in 2024. The increase was mainly attributable to the unrealized gain on our investment portfolio in 2025. Cost of Production and Cost of Hotel Operation Cost of production and cost of hotel operation increased from US$34.2 million for the comparable period in 2024 to US$87.4 million in six months ended June 30, 2025, mainly due to the additional costs recognized from our hotel operation in line with the increase in revenue generated from our hotel operation, as well as the launch of our L'Officiel Coffee in Japan. Other Income Other income decreased from US$24.8 million for the comparable period in 2024 to US$7 thousand for the current period, mainly due to the disposal of the entire equity interests in certain of our subsidiaries engaging in non-core business during 2024. Share-based payments During six months ended June 30, 2025, the Company completed the business combination with Black Spade Acquisition II Co. This business combination is not within the scope of IFRS 3 since Black Spade Acquisition II Co does not meet the definition of a business in accordance with IFRS 3, the transaction is accounted for as a share-based payment transaction within the scope of IFRS 2. As the fair value of consideration transferred is higher than the net identifiable net assets acquired, the Company recognized share-based payments of US$58.9 million resulting from the business combination. This expense was one-off in nature resulting from the completion of the business combination, and such expense did not affect the Company's recurring operating results and financial position. Fair value change on financial liabilities at FVTPL Upon the business combination between the Company and Black Spade Acquisition II Co, the Company has 16,220,000 warrants outstanding. The Company recognized the warrant as financial liabilities at FVTPL and thus the changes in fair value have been recognized in profit or loss. In the current period, the Company recognized US$5.2 million fair value gain on the warrants. Other Operating Expenses Other operating expenses for the six months ended June 30, 2025 increased by 69.5% as compared to the comparable period in 2024 to US$10.4 million, primarily attributable to an increase in our hotels' depreciation charges and the additional other operating costs recognized from our hotels in line with the increase in revenue generated from our hotel operation. Staff Costs Staff costs for the six months ended June 30, 2025 remain relatively steady at US$5.7 million compared to the comparable period in 2024. Finance Costs Finance costs for the six months ended June 30, 2025 decreased slightly by 3.4% compared to the comparable period in 2024 to US$4.6 million, primarily due to our continuous efforts in asset liability management controls. Income Tax Expense Income tax expense for the six months ended June 30, 2025 remained steady at US$1.5 million compared to the comparable period in 2024. Profit For the Period The Company recorded a non-GAAP adjusted net income of US$61.0 million in the six months ended June 30, 2025, a growth of 74.5% as compared to the comparable period in 2024. On GAAP basis, there is an additional one-off share-based payments charge of US$58.9 million against the above non-GAAP adjusted net income, which was recognized upon the completion of the business combination. See "Unaudited Reconciliation of IFRS and Non-GAAP Results." Non-GAAP Financial Measures We adjusted net income, which is non-GAAP financial measures, in evaluating our operating results and for financial and operational decision-making purposes. Adjusted net income represents profit for the period excluding one-off share-based payment expense arising from the completion of the business combination in accordance with IFRS 2. We define adjusted net income as profit for the period adjusted for non-recurring or extraordinary items. We believe that non-GAAP financial measures help identify underlying trends in our business that could otherwise be distorted by the effect of one-off share-based payment expenses that we include in our profit for the six months ended June 30, 2025. We also believe that non-GAAP financial measures provide useful information about our results of operations, enhances the overall understanding of our past performance and future prospects and allows for greater visibility with respect to key metrics used by our management in our financial and operational decision-making. Non-GAAP financial measures are not presented in accordance with IFRS and may be different from non-GAAP methods of accounting and reporting used by other companies. Non-GAAP financial measures have limitations as analytical tools and when assessing the our operating performance, investors should not consider them in isolation, or as a substitute for financial information prepared in accordance with IFRS. We encourage investors and others to review our financial information in its entirety and not rely on a single financial measure. We mitigate these limitations by reconciling non-GAAP financial measures to the most comparable IFRS performance measures, all of which should be considered when evaluating our performance. For more information on non-GAAP financial measures, please see "Unaudited Reconciliation of IFRS and Non-GAAP Results" set forth at the end of this press release. About AMTD IDEA Group AMTD IDEA Group (NYSE: AMTD; SGX: HKB) represents a diversified institution and digital solutions group connecting companies and investors with global markets. Its comprehensive one-stop business services plus digital solutions platform addresses different clients' diverse and inter-connected business needs and digital requirements across all phases of their life cycles. AMTD IDEA Group is uniquely positioned as an active super connector between clients, business partners, investee companies, and investors, connecting the East and the West. For more information, please visit www.amtdinc.com or follow us on X (formerly known as "Twitter") at @AMTDGroup. About AMTD Digital Inc. AMTD Digital Inc. (NYSE: HKD) is a comprehensive digital solutions platform headquartered in France. Its one-stop digital solutions platform operates key business lines including digital media, content and marketing services, investments as well as hospitality and VIP services. For AMTD Digital's announcements, please visit https://ir.amtdigital.net/investor-news. About The Generation Essentials Group The Generation Essentials Group (NYSE: TGE), jointly established by AMTD Group, AMTD IDEA Group (NYSE: AMTD; SGX: HKB) and AMTD Digital Inc. (NYSE: HKD), is headquartered in France and focuses on global strategies and developments in multi-media, entertainment, and cultural affairs worldwide as well as hospitality and VIP services. TGE comprises L'Officiel, The Art Newspaper, movie and entertainment projects. Collectively, TGE is a diversified portfolio of media and entertainment businesses, and a global portfolio of premium properties. Safe Harbor Statement This press release contains statements that may constitute "forward-looking" statements pursuant to the "safe harbor" provisions of the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by terminology such as "will," "expects," "anticipates," "aims," "future," "intends," "plans," "believes," "estimates," "likely to," and similar statements. Statements that are not historical facts, including statements about the beliefs, plans, and expectations of The Generation Essentials Group, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties. Further information regarding these and other risks is included in the filings of The Generation Essentials Group with the SEC. All information provided in this press release is as of the date of this press release, and none of The Generation Essentials Group undertakes any obligation to update any forward-looking statement, except as required under applicable law. THE GENERATION ESSENTIALS GROUP UNAUDITED INTERIM CONDENSED CONSOLIDATED STATEMENTS OF PROFIT OR LOSS FOR THE SIX MONTHS ENDED JUNE 30, 2024 AND 2025 Six months ended June30, 2024 2025 US$'000 US$'000 (audited) (unaudited) REVENUE Fashion, arts and luxury media advertising and marketing services income 10,446 9,976 Hotel operations, hospitality and VIP services income 7,905 12,668 Dividend income and gains related to disposed financial assets at fair value through profit or loss 8,660 8,612 Net fair value changes on financial assets at fair value through profit or loss 7,220 56,173 34,231 87,429 Cost of production and cost of hotel operation (5,401) (9,466) Other income 24,785 7 Share-based payments - (58,878) Fair value change on financial liabilities at fair value through profit or loss - 5,221 Other operating expenses (6,127) (10,388) Staff costs (5,669) (5,674) Share of losses of joint ventures (558) - Finance costs (4,775) (4,614) PROFIT BEFORE TAX 36,486 3,637 Income tax expense (1,549) (1,544) PROFIT FOR THE PERIOD 34,937 2,093 OTHER COMPREHENSIVE INCOME (EXPENSES) Items that may be reclassified subsequently to profit or loss: Exchange differences on translation of foreign operations (185) 11,246 Share of other comprehensive income of joint ventures 2,833 - Items that will not be reclassified subsequently to profit or loss: Exchange difference on translation from functional currency to presentation currency 269 (8,871) Surplus on revaluation of properties 3,173 7,312 OTHER COMPREHENSIVE INCOME FOR THE PERIOD 6,090 9,687 TOTAL COMPREHENSIVE INCOME FOR THE PERIOD 41,027 11,780 Profit for the period attributable to: Owners of the company 16,155 5,383 Non-controlling interests 18,782 (3,290) 34,937 2,093 Total comprehensive income for the period attributable to: Owners of the company 18,832 5,281 Non-controlling interests 22,195 6,499 41,027 11,780 EARNINGS PER SHARE Class A ordinary shares: Basic (US$ cents per share) 1.24 0.12 Diluted (US$ cents per share) N/A 0.12 Class B ordinary shares: Basic (US$ cents per share) 1.24 0.12 Diluted (US$ cents per share) N/A 0.12 THE GENERATION ESSENTIALS GROUP UNAUDITED INTERIM CONDENSED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION AS AT DECEMBER 31, 2024 AND JUNE 30, 2025 December 31,2024 June 30,2025 US$'000 US$'000 (audited) (unaudited) ASSETS Current assets Accounts receivable 6,457 7,307 Prepayments, deposits and other receivables 3,042 9,727 Financial assets at fair value through profit or loss 25,207 23,206 Derivative financial instruments 30,339 132,555 Cash and bank balances 19,978 12,559 Total current assets 85,023 185,354 Non-current assets Property, plant and equipment 574,693 598,002 Intangible assets 119,381 118,087 Financial assets at fair value through profit or loss 395,337 345,996 Total non-current assets 1,089,411 1,062,085 Total assets 1,174,434 1,247,439 LIABILITIES AND EQUITY Current liabilities Accounts payable 2,785 5,190 Other payables and accruals 7,309 8,216 Contract liabilities 564 567 Tax payable 1,554 1,900 Borrowings 176 213 Financial liabilities at fair value through profit or loss - 6,488 Lease liabilities 253 191 Amounts due to subsidiaries' non-controlling shareholders 63,019 64,255 Total current liabilities 75,660 87,020 Non-current liabilities Provisions 1,664 2,079 Borrowings 219,433 229,964 Lease liabilities 267 265 Deferred tax liabilities 5,658 5,597 Amount due to ultimate holding company 102,622 81,563 Total non-current liabilities 329,644 319,468 Total liabilities 405,304 406,488 Equity Share capital - * - * Reserves 665,277 730,599 Total equity attributable to owners of the Company 665,277 730,599 Non-controlling interests 103,853 110,352 Total equity 769,130 840,951 Total liabilities and equity 1,174,434 1,247,439 * less than US$1,000. THE GENERATION ESSENTIALS GROUP UNAUDITED RECONCILIATION OF IFRS AND NON-GAAP RESULTS FOR THE SIX MONTHS ENDED JUNE 30, 2025 The table below sets forth unaudited reconciliations of our IFRS and non-GAAP results for the periodsindicated: Six months ended June 30, 2024 2025 US$'000 US$'000 IFRS Measure: Profit for the period 34,937 2,093 Adjustment: One-off share-based payment expenses - 58,878 Non-GAAP Measure: Adjusted net income 34,937 60,971 For more information, please contact: For AMTD IDEA Group:IR OfficeAMTD IDEA GroupEMAIL: ir@amtdinc.com For AMTD Digital Inc.:IR OfficeAMTD Digital Inc.EMAIL: ir@amtdigital.net For The Generation Essentials Group:IR OfficeThe Generation Essentials GroupEMAIL: tge@amtd.world
Transaction will create the largest public XRP treasury company SAN FRANCISCO, Oct. 20, 2025 /PRNewswire/ -- Evernorth Holdings Inc., a newly formed Nevada corporation ("Evernorth") that will enable XRP adoption on an institutional scale, today announced its public launch and the execution of a business combination agreement with Armada Acquisition Corp II (Nasdaq: AACI) ("Armada II"), a publicly traded special purpose acquisition company. Upon closing of the transaction, the combined company will operate under the Evernorth name and is expected to trade on Nasdaq under the ticker symbol "XRPN," subject to the satisfaction of the listing requirements. The transaction is expected to raise over $1 billion in gross proceeds, including $200 million from SBI and additional investments from Ripple, Rippleworks (an independent charitable foundation supporting social impact ventures globally), and leading digital asset and fintech leaders and investors, including Pantera Capital, Kraken, and GSR, with participation from Ripple co-founder Chris Larsen, among others. Net proceeds will primarily fund open-market purchases of XRP to build the world's leading institutional XRP treasury, with a portion allocated to working capital, general corporate purposes, and transaction expenses. Evernorth: A First-of-Its-Kind Treasury Vehicle Evernorth is designed to provide investors with simple, liquid, and transparent exposure to XRP through a publicly listed vehicle. Unlike a passive ETF, Evernorth seeks to grow XRP per share over time by participating in institutional lending, liquidity provisioning, and DeFi (decentralized finance) yield opportunities. XRP presents a compelling opportunity as one of the few digital assets with a recognized regulatory framework in the U.S. and a proven use case in powering global payments. With over a decade of uptime, deep liquidity, and a growing DeFi ecosystem, XRP is uniquely positioned for growth and broader institutional adoption. Evernorth's model is built to harness this moment: offering investors not only exposure to XRP's price, but also the upside of active treasury growth and ecosystem participation. "Evernorth is built to provide investors more than just exposure to XRP's price," said Asheesh Birla, CEO of Evernorth. "As we capitalize on existing TradFi yield generation strategies and deploy into DeFi yield opportunities, we also contribute to the growth and maturity of that ecosystem. This approach is designed to generate returns for shareholders while supporting XRP's utility and adoption. It's a symbiotic model: our strategy is designed to align with the growth of the XRP ecosystem." Leadership & Governance Evernorth is led by Chief Executive Officer Asheesh Birla, who brings deep experience at the intersection of digital assets and global payments. Asheesh previously served as a senior executive at Ripple, where he was instrumental in building and scaling the company's cross-border payments business into one of the most widely used blockchain-based financial services platforms. His background in both traditional financial services and crypto-native innovation positions him to guide Evernorth as it becomes the leading institutional vehicle for XRP. Alongside Birla is Chief Financial Officer Matthew Frymier, Chief Operating Officer Meg Nakamura, Chief Legal Officer Jessica Jonas, and Chief Business Officer Sagar Shah, who together bring extensive capital markets and financial management expertise to the leadership team. The company maintains independent governance. Ripple, the leading provider of digital asset infrastructure for the enterprise, is a strategic investor, and Ripple executives Brad Garlinghouse, Stuart Alderoty, and David Schwartz are expected to serve as strategic advisors, supporting alignment with the XRP ecosystem while ensuring operational independence. "Ripple has long championed XRP for its utility as a global asset for the efficient settlement of payments around the world. Evernorth is deeply aligned with that mission, bringing more use cases, participation, and confidence to the XRP ecosystem," said Brad Garlinghouse, CEO of Ripple. "Having worked alongside Asheesh for many years, I'm fully confident in his and the team's ability to take XRP's presence in capital markets to the next level with Evernorth." Transaction Details The transaction, which has been unanimously approved by the Boards of Directors of both companies, is expected to close in Q1 2026, subject to customary closing conditions and shareholder approvals. In addition to its vision to build one of the largest institutional XRP treasuries in the world, Evernorth plans to deploy resources toward advancing the XRP ecosystem more broadly. This includes: Validator Participation and Network Security: Operating XRP validators to strengthen the resilience and decentralization of the ledger. DeFi Integration: Leveraging Ripple's RLUSD stablecoin as an on-ramp into XRP-based decentralized finance, enabling yield opportunities and broader adoption of XRP as collateral. Market Development: Providing liquidity and participating in projects that expand XRP's real-world utility across payments, capital markets, and tokenized assets. Evernorth's strategy is designed not only to accumulate XRP as a reserve asset but also to act as a long-term catalyst for the adoption and institutionalization of the XRP Ledger. In connection with the closing of the transaction, each Class A share of Armada II that has not been redeemed for cash in accordance with the terms of its organizational documents will convert to Class A shares of Evernorth on a one-for-one basis. Advisors Citigroup Global Markets Inc. served as the Sole Private Placement Agent and is serving as Capital Markets Advisor to Evernorth. Cohen and Company Capital Markets, a division of Cohen and Company Securities, LLC, and Northland Securities, Inc., are serving as financial advisors and capital markets advisors to Armada Acquisition Corp II. Davis Polk & Wardwell LLP is serving as legal counsel to Evernorth and Ripple. Skadden, Arps, Slate, Meagher & Flom LLP is serving as legal counsel to Citigroup. Wilson Sonsini Goodrich & Rosati, Professional Corporation is serving as legal counsel to Armada Acquisition Corp II. About Evernorth At closing, Evernorth will be a publicly traded digital asset treasury that provides investors with exposure to XRP through a regulated, liquid, and transparent structure. Unlike ETFs, Evernorth intends to actively grow its XRP per share through a mix of institutional and DeFi yield strategies, ecosystem participation, and capital markets activities. About Ripple Ripple is the leading provider of digital asset infrastructure for financial institutions—delivering simple, compliant, reliable software that reduces friction and enhances innovation in global finance. Ripple's solutions leverage the XRP Ledger, the digital asset XRP, and the stablecoin Ripple USD (RLUSD) to power blockchain use cases at scale. With a proven track record working alongside regulators and policymakers around the world, Ripple's payments, custody and stablecoin solutions are pioneering the digital asset economy—building credibility and trust in enterprise blockchain. Together with customers, partners and leading crypto businesses, we are transforming the way the world moves, stores, and exchanges value. About Arrington Capital Arrington Capital is a digital asset management firm primarily focused on blockchain-based capital markets. The firm, co-founded in 2017 by TechCrunch and CrunchBase founder Michael Arrington, has invested in hundreds of startups around the world. Arrington Capital is a seasoned, international team composed of Silicon Valley veterans and operators with deep venture capital experience and crypto native roots. Arrington XRP Capital Fund, LP is the SPAC sponsor for Armada Acquisition Corp II (Nasdaq: AACI). Additionally, Rippleworks' investment in this PIPE transaction will be done through the Arrington XRP Capital Fund, LP. About Armada Acquisition Corp. II Armada II is a special purpose acquisition company formed for the purpose of effecting a merger, share exchange, asset acquisition, share purchase, recapitalization, reorganization or similar business combination with one or more businesses. Armada II was founded on October 3, 2024. Additional Information and Where to Find It Armada II and Evernorth intend to file with the Securities and Exchange Commission (the "SEC") a Registration Statement on Form S-4 (as may be amended, the "Registration Statement"), which will include a preliminary proxy statement of Armada II and a prospectus of Evernorth (the "Proxy Statement/Prospectus") in connection with the proposed business combination (the "Business Combination"), the private placements of securities in connection with the Business Combination (the "Private Placement Transactions") and the other transactions contemplated by the Business Combination Agreement and/or as described in this press release (together with the Business Combination and the Private Placement Transactions, the "Proposed Transactions"). The definitive proxy statement and other relevant documents will be mailed to shareholders of Armada II as of the record date to be established for voting on the Business Combination and other matters as described in the Proxy Statement/Prospectus. Armada II and/or Evernorth will also file other documents regarding the Proposed Transactions with the SEC. This press release does not contain all of the information that should be considered concerning the Proposed Transactions and is not intended to form the basis of any investment decision or any other decision in respect of the Proposed Transactions. BEFORE MAKING ANY VOTING OR INVESTMENT DECISION, SHAREHOLDERS OF ARMADA II AND OTHER INTERESTED PARTIES ARE URGED TO READ, WHEN AVAILABLE, THE PRELIMINARY PROXY STATEMENT/PROSPECTUS, AND AMENDMENTS THERETO, AND THE DEFINITIVE PROXY STATEMENT/PROSPECTUS AND ALL OTHER RELEVANT DOCUMENTS FILED OR THAT WILL BE FILED WITH THE SEC IN CONNECTION WITH ARMADA II'S SOLICITATION OF PROXIES FOR THE EXTRAORDINARY GENERAL MEETING OF ITS SHAREHOLDERS TO BE HELD TO APPROVE THE PROPOSED TRANSACTIONS AND OTHER MATTERS AS DESCRIBED IN THE PROXY STATEMENT/PROSPECTUS BECAUSE THESE DOCUMENTS WILL CONTAIN IMPORTANT INFORMATION ABOUT ARMADA II, PATHFINDER DIGITAL ASSETS, EVERNORTH AND THE PROPOSED TRANSACTIONS. Investors and security holders will also be able to obtain copies of the Registration Statement and the Proxy Statement/Prospectus and all other documents filed or to be filed with the SEC by Armada II and Evernorth, without charge, once available, on the SEC's website at www.sec.gov, or by directing a request to: Armada Acquisition Corp. II, 382 NE 191st St., Suite 52895, Miami, Florida 33179-52895; e-mail: finance@arringtoncapital.com, or to: Evernorth Holdings Inc., 600 Battery St, San Francisco, CA 94111, email: finance@evernorth.xyz. NEITHER THE SEC NOR ANY STATE SECURITIES REGULATORY AGENCY HAS APPROVED OR DISAPPROVED THE PROPOSED TRANSACTIONS DESCRIBED HEREIN, PASSED UPON THE MERITS OR FAIRNESS OF THE BUSINESS COMBINATION, OR ANY RELATED TRANSACTIONS OR PASSED UPON THE ADEQUACY OR ACCURACY OF THE DISCLOSURE IN THIS PRESS RELEASE. ANY REPRESENTATION TO THE CONTRARY CONSTITUTES A CRIMINAL OFFENSE. The securities to be issued by Evernorth and the units to be issued by Pathfinder Digital Assets LLC ("Pathfinder"), in each case, in connection with the Proposed Transactions, have not been registered under the Securities Act of 1933, as amended (the "Securities Act") and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements of the Securities Act. Participants in the Solicitation Armada II, Evernorth, Pathfinder and their respective directors and executive officers may be deemed under SEC rules to be participants in the solicitation of proxies from Armada II shareholders in connection with the Business Combination. A list of the names of such directors and executive officers, and information regarding their interests in the Business Combination and their ownership of Armada II's securities is, or will be, contained in Armada II's filings with the SEC. Additional information regarding the interests of the persons who may, under SEC rules, be deemed participants in the solicitation of proxies from Armada II shareholders in connection with the Business Combination, including the names and interests of Pathfinder and Evernorth's directors and executive officers, will be set forth in the Proxy Statement/Prospectus, which is expected to be filed by Armada II and Evernorth with the SEC. Investors and security holders may obtain free copies of these documents as described above. No Offer or Solicitation This press release is for informational purposes only and is not a proxy statement or solicitation of a proxy, consent or authorization, with respect to any securities or in respect of the Proposed Transactions and shall not constitute an offer to sell or exchange, or a solicitation of an offer to buy or exchange the securities of Armada II, Pathfinder or Evernorth, or any commodity or instrument or related derivative, nor shall there be any sale of any such securities in any state or jurisdiction in which such offer, solicitation, sale or exchange would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. No offer of securities shall be made except by means of a prospectus meeting the requirements of the Securities Act or an exemption therefrom. Investors should consult with their counsel as to the applicable requirements for a purchaser to avail itself of any exemption under the Securities Act. Forward-Looking Statements This press release contains certain forward-looking statements within the meaning of the U.S. federal securities laws with respect to the Proposed Transactions and the parties thereto. All statements contained in this press release other than statements of historical fact, including, without limitation, statements regarding the Business Combination between Armada II and Evernorth; the anticipated benefits and timing of the transaction; expected trading of the combined company's securities on Nasdaq; the completion of investments from certain institutional investors; the expected amount of gross proceeds from investments; the anticipated use of proceeds from such investments; the building of the world's leading institutional XRP treasury; the amount of XRP expected to be held by the combined company; the combined company's future financial performance, the ability of the combined company to execute its business strategy, its market opportunity and positioning; expectations regarding institutional and retail adoption of XRP and participation in DeFi yield strategies; the combined company's contributions to the growth and maturity of the ecosystem, using an approach designed to generate returns for shareholders, supporting XRP's utility and adoption, alignment with the growth of the XRP ecosystem, and becoming the leading institutional vehicle for XRP; management ensuring operational independence, taking XRP's presence in capital markets to the next level, and other statements regarding management's intentions, beliefs, or expectations with respect to the combined company's future performance, are forward-looking statements. Forward-looking statements are often identified by the use of words such as "anticipate," "believe," "continue," "could," "estimate," "expect," "intend," "may," "might," "plan," "potential," "predict," "project," "should," "will," "would," and similar expressions, but the absence of these words does not mean that a statement is not forward-looking. These forward-looking statements are based on the current expectations and assumptions of Armada II and Evernorth and are subject to risks and uncertainties that could cause actual results to differ materially from those expressed or implied by such forward-looking statements. Such risks and uncertainties include, but are not limited to: (1) the occurrence of any event, change or other circumstances that could delay or prevent the consummation of the proposed Business Combination; (2) the outcome of any legal proceedings that may be instituted against Armada II, Evernorth, the combined company, or others following the announcement of the Proposed Transactions; (3) the inability to complete the Business Combination due to failure to obtain shareholder approval or satisfy other closing conditions; (4) the inability to complete the Private Placement Transactions, (5) changes to the structure, timing, or terms of the Proposed Transactions; (6) the ability of the combined company to meet applicable listing standards or to maintain the listing of its securities following the closing of the Business Combination; (7) the risk that the announcement and consummation of the transaction disrupts current plans and operations; (8) the ability to recognize the anticipated benefits of the Business Combination, including the ability to build and manage an institutional XRP treasury, execute DeFi yield strategies, and drive institutional adoption of XRP; (9) changes in market, regulatory, political, and economic conditions affecting digital assets generally or XRP specifically; (10) the costs related to the Proposed Transactions and those arising as a result of becoming a public company; (11) the level of redemptions of Armada II's public shareholders which may reduce the public float of, reduce the liquidity of the trading market of, and/or maintain the quotation, listing, or trading of securities of Armada II or of Evernorth; (12) the volatility of the price of XRP and other digital assets, the correlation between XRP's price and the value of Evernorth's securities, and the risk that the price of XRP may decrease between the signing of the definitive documents for the Proposed Transactions and the closing of the Proposed Transactions or at any time after the closing of the Proposed Transactions; (13) risks related to increased competition in the industries in which Evernorth will operate; (14) risks related to changes in U.S. or foreign laws and regulations applicable to digital assets or securities; (15) the possibility that the combined company may be adversely affected by competitive factors, investor sentiment, or other macroeconomic conditions; (16) the risk of being considered to be a "shell company" by any stock exchange on which Evernorth securities will be listed or by the SEC, which may impact the ability to list Evernorth's securities and restrict reliance on certain rules or forms in connection with the offering, sale or resale of securities; (17) the outcome of any potential legal proceedings that may be instituted against the Pathfinder, Armada II, Evernorth or others following announcement of the Business Combination; and (18) other risks detailed from time to time in Armada II's filings with the SEC, including the Registration Statement and related documents filed or to be filed in connection with the Business Combination. The foregoing list of risk factors is not exhaustive. You should carefully consider the foregoing factors and the other risks and uncertainties described in the "Risk Factors" section of the final prospectus of Armada II dated May 20, 2025 and filed by Armada II with the SEC on May 21, 2025, Armada II's Quarterly Report on Form 10-Q filed with the SEC on August 11, 2025, and the Registration Statement and Proxy Statement/Prospectus that will be filed by Evernorth and Armada II, and other documents filed by Armada II and Evernorth from time to time with the SEC, as well as the list of risk factors included herein. These filings do or will identify and address other important risks and uncertainties that could cause actual results to differ materially from those contained in the forward-looking statements. Additional risks and uncertainties not currently known or that are currently deemed immaterial may also cause actual results to differ materially from those expressed or implied by such forward-looking statements. Readers are cautioned not to put undue reliance on forward-looking statements, and none of the parties or any of their representatives assumes any obligation and do not intend to update or revise these forward-looking statements, each of which is made only as of the date of this press release. Media Contact: Prosek Partners for Evernorth pro-XRP@prosek.com
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