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MANILA, Philippines, May 22, 2024 /PRNewswire/ -- Profound benefits of new developments in reproductive surgery that facilitate parenthood and enhance quality of life will only be fully realised by making them accessible to all people experiencing the distress of infertility. The challenge lies in overcoming socio-economic and geographic influences and ethical dilemmas to ensure equitable and affordable access to these life changing procedures. Renowned Swiss reproductive surgeon, Professor Anis Feki, will dissect this challenge at the 2024 Congress of the Asia Pacific Initiative on Reproduction (ASPIRE) in the Philippines this week. Specialist scientists, clinicians, nurses and counsellors in fertility health from around the world are attending the Congress from 23 to 26 May to address new milestones in the diagnosis and treatment of one in every six couples living with infertility. Professor Feki – Head of the Department of Obstetrics and Gynaecology at Hospital Cantonal and Professor at the University of Fribourg, Switzerland – says it is vital that all segments of society benefit from exciting advances in reproductive surgery and supporting technologies. In his opening lecture at the ASPIRE Congress in Manila, Professor Feki, will stress that "reproductive surgery extends beyond its medical and technical aspects to touch upon far reaching elements of human life and well-being. He says: "There are multiple outcomes in the future of reproductive surgery. In helping to facilitate parenthood, this form of surgery also strives to address deep psychological impacts of failing to conceive leading to feelings of inadequacy, stress and depression. "Additionally, it aims to overcome pain and discomfort from conditions such as endometriosis that impact on quality of life. "However, there are significant disparities in access to reproductive health care services influenced by socio-economic status, ethnicity and geographic location. "The role of health insurance and government policies in covering advanced reproductive care can greatly affect accessibility. There is a need for policy reforms to include comprehensive coverage for reproductive health issues." Professor Feki, who is Chair-elect of the European Society of Human Reproduction and Embryology, said technological advances, particularly minimally invasive and robotic surgeries, have significantly improved patient outcomes with quicker recovery times. "Emerging fields such as regenerative and precision medicine are revolutionising reproductive surgery by enabling more personalised and effective interventions," he said. "Innovations such as stem cell therapy and tissue engineering to restore fertility and hormone function are at the forefront offering new possibilities for treating infertility and other reproductive conditions. "Artificial intelligence algorithms can analyse vast amounts of medical data to enable surgeons to make more informed decisions and tailor approaches to each patient enhancing surgical precision and safety. "Machine learning algorithms can also sift through genetic information to identify mutations and genetic markers associated with infertility, guiding personalised treatment strategies. "Robotic surgery has enhanced the precision, flexibility and control beyond the capabilities of conventional techniques, especially in complex procedures. "However, these approaches can be costly, making them inaccessible to some patients in different countries. The challenge lies in ensuring equitable access to these life-changing procedures so they are available to wider populations." The ASPIRE Congress is being held at the Philippine International Convention Centre in Manila from 23 to 26 May. For further information, go to the Congress website www.aspire2024.com
結合線上及線下網絡 推動港人健康管理意識 香港2024年5月21日 /美通社/ -- 香港首間虛擬保險公司[1]保泰人壽（Bowtie）與屹立本土超過35年的視光及聽覺護理品牌「眼鏡88」共同宣佈達成戰略合作，攜手推動港人健康管理意識。雙方理念一致，希望普及化醫療保健服務，提高客戶關顧眼睛健康的意識，鼓勵他們定期進行全面眼科視光檢查，最終幫助更多的患者防範潛在健康風險於未然，及時治療眼疾。 香港屬學童近視比率最高地區之一[2]，由於近視無法被逆轉，眼鏡88向來專注於「預防近視」以及「控制近視加深」兩方面，提供四大近視控制方案，幫助學童全方位管理近視，確保孩子在求學黃金時期能保持清晰的視力；對於已患有近視的客戶而言，其近視眼度數越深，眼軸一般越長，眼睛出現病變的風險亦越高，例如白內障或青光眼等。 事實上，因治療眼疾而衍生的醫療開支動輒可達到數萬元至數十萬元不等，有可能會對個人財政造成巨大負擔，以玻璃體切除術／移除術為例，醫療開支可高達三十萬元[3]。 眼鏡88集團行政董事及聯席行政總裁鄭學玉先生表示：「眼鏡88一向關注顧客的健康，現時在眼鏡零售網絡外設有4間專業護眼中心及3間眼科醫療中心，為客戶提供一站式全面眼科護理服務。我們期望與Bowtie的合作可以共同推動加深大眾關顧眼睛健康的意識，鼓勵他們定期進行眼科檢查之餘，亦了解更多健康保障方案。」 Bowtie聯合創辦人兼聯合行政總裁顏耀輝先生表示：「我們很高興能夠與眼鏡88再度合作，提醒客戶注意相關的健康隱患；透過善用眼鏡88龐大的生態圈，我們希望以不同場景讓客戶親身體驗保護視力以及獲取健康保障的重要性，再進而向他們推廣『預防勝於治療』這一理念。」 為了讓潛在眼疾高風險客戶得到適切的醫療保障，並鼓勵他們持續關注眼睛健康，Bowtie特意為眼鏡88客戶推出獨家優惠，由即日起至2024年12月31日；成功投保BowtiePink自願醫保計劃的眼鏡88客戶將獲得面值為$1,000的眼鏡88門市電子禮券，以及可以享受首年保費5折優惠。 Bowtie與眼鏡88早於2021年開始合作，雙方一直致力於透過共同推出的「眼保健」護眼計劃（BowtieVision）革新傳統眼睛護理模式。自該計劃推出至今，已有超過25,000名客戶符合資格，可經由BowtieVision享受眼鏡88專業的全面眼科視光檢查。 如欲了解更多詳情，請參閱附件之傳單或相關網頁。 關於Bowtie Bowtie（「保泰人壽」）是持牌人壽保險公司及香港首間虛擬保險公司，致力於填補健康保障缺口以及改變亞洲人民獲取醫療保障的方式。Bowtie透過創新科技及醫療專業，提供免佣金和方便的網上平台，讓客戶隨時隨地獲取醫療保險計劃的報價、投保及索償服務。Bowtie獲得香港永明金融有限公司、三井物産及多間國際投資者共同支持，保險產品包括自願醫保、高端醫療保險、定期人壽、定期危疾、癌症保險、意外保險、公司醫保等等。至今完成金額超過6.8億港元的融資，並為各家各戶提供了超過600億港元的保障額。除此之外，Bowtie亦走進日常生活，希望為大眾提供免費保險資訊，因此創立網上保險學堂，為大家提供如：自願醫保比較、人壽保險比較、危疾保險比較等等不同的知識，助大眾選擇適合自己的保險。欲了解更多資訊，請瀏覽：https://www.bowtie.com.hk。 [1] Bowtie為首間獲香港保險業監管局透過快速通道（Fast Track）授予虛擬保險牌照的公司 [2] 香港中文大學：https://www.ovs.cuhk.edu.hk/zh/%E4%B8%AD%E5%A4%A7%E4%BB%BB%E5%8D%93%E6%98%87_%E6%B8%AF%E5%85%AD%E6%AD%B2%E5%85%92%E7%AB%A5%E8%BF%91%E8%A6%96%E6%AF%94%E7%8E%87%E9%AB%98/ [3] 以上收費為網上資訊，只供參考。實際手術費用以最終醫院收費為準
GEORGETOWN, Cayman Islands, May 8, 2024 /PRNewswire/ -- Front Street Re ("FSR" or the "Company"), an international Insurtech and reinsurance company that focuses on annuity, life, health, and general reinsurance solutions and is an operating subsidiary of Lexasure Financial Group Limited ("Lexasure"), today announced the appointment of Edison Fong as Chief Executive Officer following a thorough search process. Edison Fong, CEO of Front Street Re Mr. Ian Lim, Chief Executive Officer of Lexasure Financial Group and President of Front Street Re, stated, "Please join me in congratulating Edison as he assumes the CEO role at Front Street Re. His broad actuarial experience, deep financial acumen, and relentless drive to succeed will be critical in driving further innovation and efficiency as we continue this next phase to establish global partnerships. Lexasure is committed to the continued growth of Front Street Re, and I could not be more pleased to be announcing Edison's appointment today." "I am incredibly excited to be joining the Lexasure family and expanding our North American footprint with Front Street Re," said Edison Fong, Chief Executive Officer of Front Street Re. "There is clearly a need for innovative and customized reinsurance solutions across business lines serviced by growth-constrained small- and mid-sized insurers with limited access to technology and capital. I believe that Lexasure's strategy of tailored products combined with digital platforms that reduce customer transaction costs and benefit the global insurance ecosystem is overdue in this market and look forward to pursuing a wide range of new partnerships to support and grow the insurance industry together." Prior to joining the Company, Mr. Fong worked at Converge Re, a reinsurance company focusing on asset-intensive reinsurance in the life and annuities markets in the US, based in New York City. Prior to that, Mr. Fong spent the majority of his career in Toronto at Manulife Financial (NYSE: MFC), where he held leadership roles building a project team within the Global Variable Annuities division and had previously worked in the Group Risk Capital and U.S. Life departments. He also accumulated a diverse range of experiences across all facets of actuarial functions with multinational companies in North America and the U.K. and currently serves on committees for the Canadian Institute of Actuaries and the American Academy of Actuaries. Mr. Fong earned a Bachelor of Mathematics with a double major in actuarial science, finance, and statistics with a minor in economics at the University of Waterloo in Ontario, Canada. He is also a designated Member of the American Academy of Actuaries, a Fellow of the Society of Actuaries, a Fellow of the Canadian Institute of Actuaries, a Chartered Enterprise Risk Analyst, and a Chartered Financial Analyst (CFA) charter holder. About Front Street Re Front Street Re is comprised of two corporate entities that focus on annuity, life, long-term care, health, and general reinsurance solutions to help our clients gain access to new technology, improve profitability, and enhance growth potential. Front Street Re (Cayman) Ltd. (FSR) focuses on life, annuity, and health reinsurance products, including reinsurance solutions that improve clients' leverage ratios and capital positions through the assumption of a wide range of risks and liabilities. FSR seeks to provide clients with innovative reinsurance support and technology partnerships to small and midsize insurance and Insurtech companies for existing in-force blocks and new flow business, as well as exit strategies for discontinued lines of business. Front Street Reinsurance Limited (FSRL) provides a broad range of general reinsurance and specialty lines facultative and treaty reinsurance ranging from traditional quota-share and excess-loss to customized reinsurance services. Front Street Re is dedicated to helping insurance and Insurtech companies underwriting new business to elevate their growth potential in North America and globally. For more information, visit frontstreetre.com. About Lexasure Financial Group Lexasure Financial Group provides reinsurance and digital insurance solutions, including Reinsurance-as-a-Service (RaaS), that Lexasure believes will enable our clients to manage risk, accelerate growth, and effectively compete. We seek to drive the digital transformation of the insurance and reinsurance industry with scalable and innovative products that meet the local needs of companies and people in fast-growing Asian markets. Our management team has deep expertise in reinsurance, insurance, and insurance technology. Our values are based on a belief that our products enable customers to live and grow boldly while enhancing resilience. We serve over 60 primary insurers across 22 countries in Asia, the Middle East and North America. For more information, go to lexasure.com. Media Contact Crocker Coulson, CEO, AUM Media+1 (646) 652-7185crocker.coulson@aummedia.org
HONG KONG, May 6, 2024 /PRNewswire/ -- FWD Group Holdings Limited ("FWD Group" or "FWD") today announced the appointment of Dr. Sarah Salvilla as Group Chief Health Officer to lead a new health business unit, FWD HealthyMe. FWD HealthyMe aims to be a partner to customers across Asia for their lifelong health needs, utilising the latest developments in health technology and research to provide diagnostic services alongside comprehensive accident and health insurance. The new business unit will build on the strong foundations provided by FWD's suite of life insurance, critical illness and medical offerings. Binayak Dutta, Managing Director of FWD Group, said, "Over the past decade, FWD brought its pioneering approach to the life insurance industry in Asia – combining a customer-led and digital-first mindset to great success. Today, we're applying the same ethos of changing the way people feel about insurance to the accident and health space. This is a segment which continues to post double digit growth rates in Asia[1], driven by rising incomes, awareness of health and demand for increased protection against unforeseen medical and financial challenges. "I'm delighted to tap the leadership of Dr. Salvilla for this new business. With a unique combination of clinical experience, commercial acumen and an evidence-based mindset, Dr. Salvilla will develop innovative partnerships with healthcare providers and industry leaders to support our customers to celebrate living," said Mr Dutta. Dr. Salvilla began her career as a clinician and surgeon in the United Kingdom's NHS and later joined the World Health Organization as a consultant for its safer primary care initiative. In 2011, Dr. Salvilla moved into the commercial sector where she spent a decade working at a global healthcare company in the United Kingdom in senior healthcare management roles spanning international markets. In March 2021, Dr. Salvilla joined FWD in Hong Kong to lead its Group Customer and Operations team. Dr. Sarah Salvilla, Group Chief Health Officer of FWD Group, said, "Advancements in technology, precision medicine, research and health awareness present a unique opportunity for a customer focused and digitally enabled company like FWD to be a proactive health partner to customers. I am honoured to lead the new FWD HealthyMe business and look forward to making a positive impact on the lives of people and their families across our 10 markets in Asia." FWD HealthyMe is the health insurance partner at the upcoming Asia Summit on Global Health on 16 to 17 May in Hong Kong, co-organised by the Government of the Hong Kong Special Administrative Region and the Hong Kong Trade Development Council. The event will bring together policymakers, healthcare experts, renowned academia and influential business leaders, together with key industry players, innovative start-ups, and investors from around the world to exchange insights, explore opportunities and collaborate on the healthcare sector. [1] https://insuranceasia.com/insurance/in-focus/apac-pah-insurance-premiums-more-double-in-2026 About FWD Group FWD Group is a pan-Asian life insurance business with more than 13 million customers across 10 markets, including some of the fastest-growing insurance markets in the world. The company was established in 2013 and is focused on changing the way people feel about insurance. FWD's customer-led and digitally enabled approach aims to deliver innovative propositions, easy-to-understand products and a simpler insurance experience. For more information, please visit www.fwd.com
Celebrate living with additional three percent paid for special life events KUALA LUMPUR, Malaysia, May 6, 2024 /PRNewswire/ -- FWD Insurance Berhad ("FWD Insurance") launched the newest product, FWD Max Wealth, which allows customers to maximise their wealth with increasing guaranteed cash payments as they celebrate special milestones in life. Launch of FWD Max Wealth (From left): Grace Allison Toh, Chief Agency Officer of FWD Insurance; Aman Chowla, Chief Executive Officer of FWD Insurance; Susan Ong, Chief Marketing Officer of FWD Insurance and Lee Kok Wah, Chief Financial Officer of FWD Insurance This endowment plan offers customers the flexibility to meet the evolving needs of everyone in the family. With various premium payment terms from as short as three, six or nine years, customers can enjoy up to 30 years of coverage and savings benefits. "As a customer-led life insurer, we aim to provide protection solutions that support our customers' priorities, without putting their dreams on hold," said Aman Chowla, Chief Executive Officer of FWD Insurance Berhad. "FWD Max Wealth is designed for our customers to live the life they want and be able to savour special life occasions with the confidence of financial security." FWD Max Wealth offers increasing guaranteed cash payments, up to 30 percent of basic sum assured, every third year from inception until the policy matures or terminates. Upon policy maturity, customers can enjoy maturity benefit of 130 percent of basic sum assured. With the Celebrate Living Maturity Booster, customers get an additional three percent of basic sum assured for each significant life event, such as getting married; birth of a child/ grandchild; purchase of a house or car and more for up to three events during the policy term. Other benefits include extra protection in the event of death or total and permanent disability (TPD). Customers will receive up to 130 percent of total premium paid. In the event of accidental death due to bodily injury within 90 days of the accident, an additional 100 percent of death benefit will be paid to help ease the financial burden of your loved ones. "We are committed to offer the very best customer experience throughout their insurance journey with us – easy to understand, easy to buy, easy to manage and easy to claim. This is all about changing the way people feel about insurance," Aman added. Visit FWD Insurance's website for more information on FWD Max Wealth, email us at ask@fwd.com or contact our dedicated Customer Careline at 1300 22 6262. Alternatively, you may also chat with our ChatBot Fiby on WhatsApp at 03-22982477; on our official Facebook page or on our website at www.fwd.com.my. About FWD Insurance Berhad FWD Insurance Berhad (FWD Insurance; formerly known as Gibraltar BSN Life Berhad) is part of FWD Group, a pan-Asian life insurance business with more than 13 million customers across 10 markets, including some of the fastest-growing insurance markets in the world. FWD reached its 10-year anniversary in 2023. The company is focused on making the insurance journey simpler, faster and smoother with innovative propositions and easy-to-understand products, supported by digital technology. Through this customer-led approach, FWD is committed to changing the way people feel about insurance. About Bank Simpanan Nasional (BSN) BSN is committed to deliver comprehensive financial services within the reach of all Malaysians. BSN strives to give Malaysians equal opportunities to pursue a better and more promising financial future. To achieve this, the bank leverages its expertise and experience on financial inclusiveness, supported by a comprehensive range of products and services which are delivered through multiple touch points in every corner of the country. Incorporated in 1974, BSN currently has 7,569 employees, supported by 387 branches, 39 Micro Financing Centres, 575 Automated Teller Machines (ATM), 147 Cash Deposit Machines (CDM), 257 Cash Recycler Machine (CRM), 10 Cawangan Bank Bergerak (CBB) – 5 in Sabah, 4 in Sarawak and 1 in Pahang as well as more than 2,300 Ejen Bank BSN (EB BSN) across the country. BSN has over 9 million customers across Malaysia with retail deposits amounting to RM20.61 billion (as of February 2024). BSN offers a wide range of Conventional and Islamic products including Savings, Financial Asset Management, Micro and Personal Financing and Credit Cards products. For more information about BSN, visit www.bsn.com.my.
HONG KONG, May 3, 2024 /PRNewswire/ -- Hang Seng Insurance announced the launch of the enhanced version of the FortuneLife Deferred Annuity Life Insurance Plan ('FortuneLife'), a Qualifying Deferred Annuity Policy ('QDAP'). This updated plan features a projected Total Internal Rate of Returns ('IRR') ranging from 3.79% to 4.35% for HKD and USD policies, and from 2.60% to 3.19% for RMB policy, designed to help individuals secure a stable passive income for a comfortable retirement. In a recent survey conducted among 550 working professionals in Hong Kong aged 18-65, only about 22% expressed confidence in the adequacy of their retirement funds. Among those feeling confident, about 70% had begun their saving plans early for retirement, and about 61% had incorporated passive income strategies into their retirement plans. Among the total number of respondents, less than one third had purchased QDAP, but about 50% of respondents are now considering or planning to invest in QDAP to ensure a steady income in retirement, with interest particularly strong among the younger demographic, where nearly 60% are keen on these policies. This survey result confirms a significant trend observed by Hang Seng Insurance: Increasing number of young people are investing in QDAP in recent years, with a 150% increase in QDAP adoption among customers aged 31-40 in 2023 compared to the first year of its launch in 2019. Joe Lam, Chief Executive at Hang Seng Insurance, said, "With Hong Kong residents enjoying the world's second-highest life expectancy according to the latest United Nations statistics, it's crucial to prioritise early retirement planning. QDAP has been instrumental in providing a reliable passive income to support retirement needs." Additionally, the enhanced FortuneLife plan offers flexible premium payment terms of 5 or 10 years and policy options in HKD, RMB and USD. It also includes multiple accumulation and annuity period choices, application for tax deductions of up to HKD60,000 per tax assessment year and annual tax savings of up to HKD10,200. Policyholders of FortuneLife also benefit from life protection, Accidental Death Benefit, Accelerated Death Benefit, and Unemployment Benefits. For details of the enhanced FortuneLife plan, please refer to hangseng.com/annuity. An exclusive promotional offer is available until 30 June 2024, providing new enrolees with up to 34% off for their first-year premium. Please note that only the premium paid net of any marketing offers (e.g. discount, premium waiver, etc) might be eligible for tax concession. Hang Seng Insurance launches an enhanced version of the FortuneLife Deferred Annuity Life Insurance Plan, a Qualifying Deferred Annuity Policy. This updated plan features a projected Total Internal Rate of Returns ranging from 3.79% to 4.35% for HKD and USD policies, and from 2.60% to 3.19% for RMB policy, designed to help individuals secure a stable passive income for a comfortable retirement. About Hang Seng Insurance Hang Seng Insurance Company Limited ('Hang Seng Insurance'), established in 1965, is a wholly-owned subsidiary of Hang Seng Bank. Leveraging Hang Seng Bank's local extensive network of online and offline banking channels, Hang Seng Insurance is one of the top players in Hong Kong insurance market, offering a diverse range of personal insurance and corporate employee benefit products and services that meet the needs of customers from all walks of life and at all life stages.
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